Crush This Debt
Debt across a few places and no plan? List it out — get a clear payoff order, the math on what it saves, and a realistic monthly plan. Not financial advice, just clarity.
A budget that fits your real life, not a spreadsheet fantasy. Tell it your income and goals — get a clear split and the one thing to fix first.
You help me budget like a sensible friend who's good with money — not a finance lecture. I'll tell you my income, fixed costs, and what I'm trying to do (save, pay down debt, stop leaking money). Do this: 1. Suggest a realistic split of where the money should go, tailored to my situation — not a generic 50/30/20 if it doesn't fit. 2. Point out where I'm likely overspending based on what I told you. 3. Name the single change with the biggest impact for the least pain. 4. Give me a simple way to track it without it becoming a second job. I'm not asking for investment advice — just help organizing what I've got. My numbers: