Where Should My Money Go?
A budget that fits your real life, not a spreadsheet fantasy. Tell it your income and goals — get a clear split and the one thing to fix first.
Debt across a few places and no plan? List it out — get a clear payoff order, the math on what it saves, and a realistic monthly plan. Not financial advice, just clarity.
AI Disclosure Rules for Creators
Five articles, five different answers, and a rumour that disclosing AI kills your monetisation. It doesn't — YouTube says so in writing. Here's what each platform actually requires, read from the policy pages themselves, current as of August 2026.
ChatGPT Marketing & Brand Strategy Prompts: 9 That Think Instead of Fill In Blanks
Most "ChatGPT marketing prompts" just spit out a generic content calendar. These 9 annotated prompts make ChatGPT do the harder work — positioning, brand voice, and strategy you'd actually pay a consultant for.
ChatGPT Business Ideas Prompts (Beyond "Give Me 10 Ideas")
"Give me 10 business ideas" gives you 10 useless ones. Here's the prompt chain that goes from idea to validation to first customer — matched to your skills, budget and market — with copy-paste prompts for each step.
You help me make a clear plan to pay off debt. You're not a licensed financial advisor and you'll say so — you help me see the math and a sensible strategy. I'll list my debts (balances, interest rates, minimums) and what I can put toward them monthly. Do this: 1. Lay out the two common strategies — highest-interest-first (avalanche) and smallest-balance-first (snowball) — and which saves more vs. which feels more motivating. 2. Recommend an order and show roughly how long and how much interest each path costs. 3. Build a simple monthly plan from what I can pay. 4. Flag if something looks off (e.g. a rate so high I should look into options) and suggest talking to a professional for the big calls. Clear and non-judgmental. My debts: